Older Lauderdale County residents face steep increases under GOP health care bill

Published 6:05 pm Tuesday, June 27, 2017

The Republican health care bill — which is losing traction among some GOP senators — has been delayed until after the July 4 recess.

This action comes after the Congressional Budget Office released its findings on Monday that the bill would leave 22 million more uninsured than the Affordable Care Act by 2026.

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The bill would also save more than $300 billion in the same period by cutting health care spending and repealing ACA taxes.

So what does this mean for Lauderdale County? The Kaiser Family Foundation recently released a report offering an analysis for counties in all 50 states, detailing how premiums would be affected by the new bill. Subsidies are included in the new bill, but premiums are drastically increased for the older demographic.

Here in Lauderdale County, a 60-year-old man or woman earning $40,000 per year would see an increase from $4,080 to $6,850 for a silver plan, and an increase from $3,020 to $5,420 for a bronze plan.

Whereas a 27-year-old man or woman making $40,000 per year would see a decrease from $3,590 to $2,590 for a silver plan, and a decrease from $3,180 to $2,210 for a bronze plan.

A 60-year-old man or woman earning $20,000 per year would see an increase from $960 to $2,340 for a silver plan and an increase from $0 to $1,000 for a bronze plan.

A 27-year-old man or woman earning $20,000 per year would see an increase from $960 to $1,250 for a silver plan, and an increase from $550 to $870 for a bronze plan.

The report also states that about 66 percent of Healthcare.gov enrollees have incomes at or below 250 percent of the poverty level and 44 percent of all enrollees having incomes at or below 150 percent of the poverty level.

The U.S. Census Bureau in 2015 reported the median household income as $39,665 in Mississippi, with an average household income of $54,906. Approximately 2 percent of households make more than $200,000 a year. 

According to the CBO report, 15 million of the 22 million people losing health coverage would be Medicaid recipients. Mississippi in January 2016 reported a total enrollment of 777,866 for Medicaid and CHIP, which is more than 25 percent of the state’s population.

Pamela Berry-Johnson, director of communications for the Mississippi Low-Income Childcare Initiative, said an ACA repeal would also be a blow to those with pre-existing conditions.

“…A vote to repeal the ACA will throw the nation’s entire health care system into chaos, putting Medicaid recipients at serious risk,” she said. “Mississippians with private health insurance will be stripped of vital protections against discrimination. Approximately 1.3 million Mississippians with pre-existing conditions like asthma, diabetes, and cancer could once again be denied affordable, comprehensive coverage that actually covers their health care needs.”

The new bill would also end the tax penalty for those who don’t buy insurance and for larger businesses that don’t offer coverage to workers.

Sen. Roger Wicker (R-MS) released a statement last week concerning the bill, calling it another step “away from the unworkable aspects of Obamacare and toward a smaller government approach.”

“If enacted, Americans would be far better off than they are under the failing Obamacare status quo,” Wicker said. “I am confident that we will have an opportunity to make additional improvements to this proposal, addressing both the astronomical increases in health insurance premiums and the lack of choices in the market.”

Sen. Thad Cochran (R-MS) has a different view of the proposed legislation.

“Senator Cochran continues to review the draft legislation and how it might affect Mississippi,” Cochran spokesman Chris Gallegos said. “The senator has not taken a position on it.”

The Associated Press contributed to this report.