Save money with multiple policies

Business

Discussion

November 1, 2009

By PERCY BLAND / State Farm® agent The Meridian Star Sun Nov 01, 2009, 01:22 AM CDT

In today’s busy world, filled with concern over the rising cost of gas and housing, many of us look for ways to get greater value for our time and money. One way you may not have considered is having all of your insurance needs taken care of in one place.

There are advantages to having your car, home, and family protected by the same insurance company. Switching all your policies to one well-respected insurer might save you time and money, not to mention the convenience of having only one number to call for questions or claims.

Many insurance companies offer a range of discounts that vary by state. Be sure to ask the agent about the availability and amount of any discounts offered by the insurer. Here are some common discounts you should know about:

• Multiple line: Your premiums may be reduced if you have more than one policy with the same company or family of companies that covers your car.

• Good student: Full-time students (high school or higher) maintaining at least a “B” average may qualify for reduced premiums.

• Multiple cars: Your premiums may be reduced if there are two or more private-passenger cars in the household insured by the same company or family of companies.

These are just a few of the discounts that may save you money. Once you have considered price, think about the quality of service you expect. The best value should save you both time and money. Here are a few things to consider:

• Do you have one person to call when you need help?

• Is the insurer available 24 hours a day, 7 days a week?

• Does the insurer make it easy to file a claim?

• Is the insurer available to discuss your needs and help customize a package of services that is best for you and your family?

• Do you feel confident in the insurer’s financial stability and ability to pay if your family suffers a loss?

Be sure you’re getting the most value for your time and money. Call your agent or insurance company today and ask if you can get more value by having all your insurance needs taken care of in one place.

Text Only

Business

Alternative investments, at a glance
If you’re seeking a different investment path and have a large amount of money to invest, you may already be considering an alternative investment.

May 20, 2012
John Anderson named administrator of Anderson South
May 20, 2012
EMBDC holds ribbon cutting for State Farm Insurance-Jeffrey Wilson
May 20, 2012 1 Photo
Changing jobs can have tax consequences
Taxes may be the last thing on your mind when you’re changing jobs, but overlooking their impact could mean missed tax-saving opportunities. Issues to consider include the following:

May 20, 2012
Working mothers
Recently a politician’s wife came under fire because she did not work outside of the home. The career woman implied that this stay at home mom was not intelligent or experienced to offer non-domestic advice. Instead of keeping her mouth shut and being thought of as a fool, she spoke out and removed all doubt.

May 13, 2012
CNB promotions, position announced
May 13, 2012
Why don’t you have disability income insurance?
If you can’t work and pay your bills, how are you going to cope? Let’s say an injury or illness prevents you from doing your job. How do you deal with the lost income?

May 13, 2012
You can’t hide in fixed income
When is being risk-averse too risky for the sake of your retirement? After you conclude your career or sell your company, you have a right to be financially cautious.

May 6, 2012
Agent of the Month for February
April 29, 2012
Tax bracket vs. tax rate: What’s the difference?
What’s your tax bracket? With the numbers from your federal income tax return fresh on your mind, you probably know the answer or can find it easily. Are you as familiar with your effective tax rate?

April 29, 2012
More Business Headlines

Business

Search Results

Discussion

Save money with multiple policies

Site Map

Contact Us